Social Security Retirement


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Social Security Retirement


It Is Never Too Early To Get Financial Retirement Advice

Planning ahead for any endeavour a person undertakes helps establish a foundation to success . Early planning holds particularly true for financial advice and especially for financial retirement advice, to help build a secure and stable retired life free from money concerns.

Financial planning that begins early in life provides a greater opportunity to build a sizable and decent portfolio of investments. Over time investments will grow and increase in value. This will certainly help secure a stable retirement free from financial worry and provide financial independence.

People find it very difficult to plan for  later years and old age. Having an expert in the field can be inspiring and beneficial. A financial planner that can help provide useful information on the best investment vehicles is a good way to begin planning money matters. A Financial planner has access to a lot of financial resources and being in the investments field can provide valuable expertise as well as insight of various options.

The advice and information received from a financial expert can be used to determine if it is suitable and meets with individual investment goals and the guidance can either be accepted or turned down.

Every investment has a certain amount of risk and generally the bigger the returns the greater the risk. There are umpteen investment choices that money can be placed into such as bonds, stocks, mutual funds and of course regular savings accounts. You can get the needed help to decide which of these investments will bring financial growth with limited risk. Balancing risk and growth is always a challenge and once again a financial advisor can prove helpful in making critical investment decisions.

There is financial retirement calculator software in the marketplace and this can be very beneficial in calculating how well or not so well any investment will perform over time. This investment tool will answer many questions such as how fast an investment will grow and help in the decision making process for any investment and provide clues as to how each type will perform.

A Financial retirement calculator can crunch the numbers quickly and easily. This is especially true because the values that the calculator can project after taking into account interest and inflation rates.  Planning early for retirement is the best assurance for comfortable living in retirement years.

Vina Pereira enjoys writing articles of public interest. Her website www.financialretirementadvice.com provides financial retirement resources.

 
As Featured On EzineArticles


Repubs&Dems, what are your opinions on stupid Americans who don't know what Government-run programs are?
A suprisingly large amount of the American public don't even know the definition of a "government-run program" as described in this chart: 529 or Coverdell: 64.3% Home Mortgage Interest Deduction: 60.0% Hope or Lifetime Learning Tax Credit: 59.6% Student Loans: 53.3% Child and Dependent Care Tax Credit: 51.7% Earned Income Tax Credit: 47.1% Social Security?Retirement & Survivors: 44.1% Pell Grants: 43.1% Unemployment Insurance: 43.0% Veterans Benefits (other than G.I. Bill): 41.7% G.I. Bill: 40.3% Medicare: 39.8% Head Start: 37.2% Social Security Disability 28.7% Supplemental Security Income 28.2% Medicaid 27.8% Welfare/Public Assistance 27.4% Government Subsidized Housing 27.4% Food Stamps 25.4% The percent numbers represent what percent of americans, who are on the corresponding government-run program to the left, claim that "No, Have Not Used a Government Social Program? I mean....this is the idocy of Americans that both Demecrats and Republicans have to appeal to---what are your opinions to this all? I'm just curious /= Source: Suzanne Mettler, ?Reconstituting the Submerged State: The Challenge of Social Policy Reform in the Obama Era,? Perspectives on Politics (September 2010): 809. and http://economix.blogs.nytimes.com/2011/02/11/keep-your-government-hands-off-my-government-programs/?scp=1&sq=cornell%20medicare&st=cse

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Is Social Security working the way that FDR promised that it would?
History Lesson on Your Social Security Card It's easy to check out, if you don't believe it. Facts are Facts. Social Security Cards up until the 1980s expressly stated the number and card were not to be used for identification purposes. Since nearly everyone in the United States now has a number, it became convenient to use it anyway and the message, NOT FOR IDENTIFICATION, was removed. An old Social Security card with the "NOT FOR IDENTIFICATION" message. Our Social Security Franklin Roosevelt, a Democrat, introduced the Social Security (FICA) Program. He promised: 1.) That participation in the Program would be Completely voluntary, No longer Voluntary 2.) That the participants would only have to pay 1% of the first $1,400 of their annual Incomes into the Program, Now 7.65% on the first $90,000 3.) That the money the participants elected to put into the Program would be deductible from their income for tax purposes each year, No longer tax deductible 4.) That the money the participants put into the independent 'Trust Fund' rather than into the general operating fund, and therefore, would only be used to fund the Social Security Retirement Program, and no other Government program, and, Under Johnson the money was moved to The General Fund and Spent 5.) That the annuity payments to the retirees would never be taxed as income. Under Clinton & Gore Up to 85% of your Social Security can be Taxed Since many of us have paid into FICA for years and are now receiving a Social Security check every month -- and then finding that we are getting taxed on 85% of the money we paid to the Federal government to 'put away' -- you may be interested in the following: ------------ --------- --------- --------- --------- --------- ---- Q: Which Political Party took Social Security from the independent 'Trust Fund' and put it into the general fund so that Congress could spend it? A: It was Lyndon Johnson and the Democratic controlled House and Senate. ------------ --------- --------- --------- --------- --------- --------- -- Q: Which Political Party eliminated the income tax deduction for Social Security (FICA) withholding? A: The Democratic Party. ------------ --------- --------- --------- --------- --------- --------- ----- Q: Which Political Party started taxing Social Security annuities? A: The Democratic Party, with Al Gore casting the 'tie-breaking' deciding vote as President of the Senate, while he was Vice President of the US ------------ --------- --------- --------- --------- --------- --------- - Q: Which Political Party decided to start giving annuity payments to immigrants? AND MY FAVORITE: A: That's right! Jimmy Carter and the Democratic Party. Immigrants moved into this country, and at age 65, began to receive Social Security payments! The Democratic Party gave these payments to them, even though they never paid a dime into it! Then, after violating the original contract (FICA), the Democrats turn around and tell you that the Republicans want to take your Social Security away?! Actions speak louder than bumper stickers. FDR was a Democrat wasn't he?

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Is Social Security working the way founder Franklin D Roosevelt (Democrat) promised that it would?
History Lesson on Your Social Security Card It's easy to check out, if you don't believe it. Facts are Facts. Social Security Cards up until the 1980s expressly stated the number and card were not to be used for identification purposes. Since nearly everyone in the United States now has a number, it became convenient to use it anyway and the message, NOT FOR IDENTIFICATION, was removed. An old Social Security card with the "NOT FOR IDENTIFICATION" message. Our Social Security Franklin Roosevelt, a Democrat, introduced the Social Security (FICA) Program. He promised: 1.) That participation in the Program would be Completely voluntary, No longer Voluntary 2.) That the participants would only have to pay 1% of the first $1,400 of their annual Incomes into the Program, Now 7.65% on the first $90,000 3.) That the money the participants elected to put into the Program would be deductible from their income for tax purposes each year, No longer tax deductible 4.) That the money the participants put into the independent 'Trust Fund' rather than into the general operating fund, and therefore, would only be used to fund the Social Security Retirement Program, and no other Government program, and, Under Johnson the money was moved to The General Fund and Spent 5.) That the annuity payments to the retirees would never be taxed as income. Under Clinton & Gore Up to 85% of your Social Security can be Taxed Since many of us have paid into FICA for years and are now receiving a Social Security check every month -- and then finding that we are getting taxed on 85% of the money we paid to the Federal government to 'put away' -- you may be interested in the following: ------------ --------- --------- --------- --------- --------- ---- Q: Which Political Party took Social Security from the independent 'Trust Fund' and put it into the general fund so that Congress could spend it? A: It was Lyndon Johnson and the Democratic controlled House and Senate. ------------ --------- --------- --------- --------- --------- --------- -- Q: Which Political Party eliminated the income tax deduction for Social Security (FICA) withholding? A: The Democratic Party. ------------ --------- --------- --------- --------- --------- --------- ----- Q: Which Political Party started taxing Social Security annuities? A: The Democratic Party, with Al Gore casting the 'tie-breaking' deciding vote as President of the Senate, while he was Vice President of the US ------------ --------- --------- --------- --------- --------- --------- - Q: Which Political Party decided to start giving annuity payments to immigrants? AND MY FAVORITE: A: That's right! Jimmy Carter and the Democratic Party. Immigrants moved into this country, and at age 65, began to receive Social Security payments! The Democratic Party gave these payments to them, even though they never paid a dime into it! Then, after violating the original contract (FICA), the Democrats turn around and tell you that the Republicans want to take your Social Security away?! Actions speak louder than bumper stickers.

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